At First Fractional Funding, we focus exclusively on funding mortgages for fractional ownership properties. And, because we are a division of National Bank Of Kansas City - an FDIC-insured national bank, we can fund loans in all 50 states.

Most importantly, we’ve put our years of mortgage lending experience to use and simplified the funding process. We’ve streamlined the product selection, and our underwriting guidelines are very straightforward. We take pride in our superior customer service. With us, you’ll have an answer regarding your loan within 24 hours of underwriting submission. And, because it is not a brokered decision, we make the decision internally and fund the mortgage ourselves.